Key Contacts
Insurance
We search the entire market to ensure you get the best premium for your life insurance.Types of cover available are:
- Level cover
- Decreasing cover (used when taking a repayment mortgage)
- Critical illness cover
- Joint life & critical illness
- Cancer
- Heart attack
- Stroke
- Paralysis
- Parkinson's disease
- and many more - up to 30 illnesses covered which means if you contract one of these you could have your mortgage repaid (subject to meeting certain conditions)
It is a condition on all mortgages that you have buildings insurance, but you don't have to take it with the same company that gives you your mortgage.
We have access to different insurers who offer discounts to you, with some companies offering you 3 months free and up to 35% no claims discount.
Taking out a mortgage is a serious financial commitment over a long period of time.
If you want to protect your mortgage to ensure it is paid each month should you fall ill, have an accident or suffer compulsory unemployment, we can offer protection at often lower rates than the mortgage lenders.
We are also able to offer products that provide up to 6 months free cover and payments up to 24 months (usually 12 months is the maximum payout).
We can also offer products that can protect up to an additional 25% of your mortgage payout, allowing you to have money to cover other bills.
Income protection allows you to ensure you have a regular income until you return to work from an accident, or sickness, or up to your normal retirement age, whichever is sooner.
An income protection policy is tailored to your individual needs and wants, to ensure you get what is best for you.
